SMSF Lending Specialists for Property Investors
SMSF Lending Specialists for Property Investors
We help SMSF investors navigate complex lending with clarity, confidence, and compliance.
We help SMSF investors navigate complex lending with clarity, confidence, and compliance.
Our services
Specialist SMSF lending services, tailored to property investors
We provide specialist SMSF lending advice across property acquisition, refinancing, and compliant loan structuring — supporting trustees at every stage of the investment journey.
Need specialist SMSF lending advice?
Need specialist SMSF lending advice?
Our SMSF lending approach
A structured, specialist approach to SMSF lending
We help SMSF investors navigate lending complexity with clarity and confidence. From structure through to settlement, our focus is on compliant solutions that support long-term outcomes.
Clear guidance from pre-approval to settlement
Lending structures designed to meet SMSF requirements
Our journey began 10 years ago
Our journey began 10 years ago
Why choose us
Specialist SMSF lending. Done properly.
Specialist SMSF lending. Done properly.
Our role is to help trustees structure, secure, and settle property finance correctly — with a clear focus on compliance, risk management, and long-term outcomes.
Our role is to help trustees structure, secure, and settle property finance correctly — with a clear focus on compliance, risk management, and long-term outcomes.
Our process
Our process
Our process
SMSF lending requires careful structuring, lender alignment, and strict compliance. Our process is designed to remove uncertainty, manage risk, and keep your transaction moving from strategy through to settlement.
SMSF lending requires careful structuring, lender alignment, and strict compliance. Our process is designed to remove uncertainty, manage risk, and keep your transaction moving from strategy through to settlement.
SMSF lending requires careful structuring, lender alignment, and strict compliance. Our process is designed to remove uncertainty, manage risk, and keep your transaction moving from strategy through to settlement.
5%
YOY Australian SMSF lending growth Year ended 30/6/2025
$70.5B
Total Australian SMSF borrowings year ended 30/6/2025
5%
YOY Australian SMSF lending growth Year ended 30/6/2025
$70.5B
Total Australian SMSF borrowings year ended 30/6/2025
5%
YOY Australian SMSF lending growth Year ended 30/6/2025
$70.5B
Total Australian SMSF borrowings year ended 30/6/2025
Our commitment
SMSF lending built for certainty and results
SMSF property lending requires experience, discipline, and a clear understanding of what lenders will — and won’t — support. We focus on structuring loans that are compliant, achievable, and aligned with your long-term investment strategy.
Testimonials
Trusted by SMSF property investors Australia-wide
Straightforward advice and seamless execution from application to settlement.
Nicky & Pat helped us with our mortgage loan restructuring & were very knowledgeable & efficient. I value their great service & advice and am a happy returning customer. Highly recommend PBK Capital.
Mark Mann
We couldn't have had a smoother run with PBK from the moment we first engaged - brilliant service end to end and a can-do attitude, What more could you want!
Josh Simons
Thank you PBK Capital for your excellent service. Nicky and Pat were professional, responsive and made the entire process seamless. Highly recommended.
Dean Erickson
Pat and Nicky both very helpful in getting a variety of things over the line. Easy to communicate with and always helpful to answer any queries or questions.
Matt S
Nicky & Pat helped us with our mortgage loan restructuring & were very knowledgeable & efficient. I value their great service & advice and am a happy returning customer. Highly recommend PBK Capital.
Mark Mann
We couldn't have had a smoother run with PBK from the moment we first engaged - brilliant service end to end and a can-do attitude, What more could you want!
Josh Simons
Thank you PBK Capital for your excellent service. Nicky and Pat were professional, responsive and made the entire process seamless. Highly recommended.
Dean Erickson
Pat and Nicky both very helpful in getting a variety of things over the line. Easy to communicate with and always helpful to answer any queries or questions.
Matt S
Nicky & Pat helped us with our mortgage loan restructuring & were very knowledgeable & efficient. I value their great service & advice and am a happy returning customer. Highly recommend PBK Capital.
Mark Mann
We couldn't have had a smoother run with PBK from the moment we first engaged - brilliant service end to end and a can-do attitude, What more could you want!
Josh Simons
Thank you PBK Capital for your excellent service. Nicky and Pat were professional, responsive and made the entire process seamless. Highly recommended.
Dean Erickson
Pat and Nicky both very helpful in getting a variety of things over the line. Easy to communicate with and always helpful to answer any queries or questions.
Matt S