SMSF Commercial Lending
Specialist lending solutions to help your SMSF acquire commercial property with confidence and compliance.
Key services
SMSF Residential & Commercial loan structuring
Purchase & Settlement Coordination
Ongoing loan review & strategy support
Why choose us
SMSF lending specialists — not generalists
Deep knowledge of SMSF lender policy & compliance
Aligned with your accountant & solicitor
SMSF Commercial Lending
Commercial property inside an SMSF can be a powerful long-term asset — but only when the lending is structured correctly from day one.
We help SMSF trustees secure compliant, lender-approved commercial loans that support business ownership, long-term income, and sustainable superannuation growth — without unnecessary risk or delays.
Commercial lending inside an SMSF is different — and we treat it that way
SMSF commercial lending is not a standard commercial loan with an SMSF wrapper. Lender appetite is narrower, policy is stricter, and compliance mistakes can be expensive to unwind.
We specialise in structuring SMSF commercial loans that work in the real world — for lenders, advisers, and trustees.
Whether you’re acquiring a business premises, investing in third-party commercial property, or refinancing an existing SMSF loan, we ensure the lending strategy is clear, compliant, and lender-ready before you commit.
Designed to move you forward with confidence
We manage the lending process end-to-end, removing uncertainty and friction at every stage. Our role is to anticipate issues early, align the structure with lender expectations, and keep your transaction moving.
Working with us means:
Clear upfront guidance before contracts are signed
Reduced risk of lender declines or late-stage changes
Faster, more predictable settlements
Fewer surprises for you and your advisers
Compliance-first. Commercially sound.
Commercial property transactions inside super demand discipline. We prioritise compliant structuring and conservative lender alignment — not shortcuts that create future problems.
Our lending strategies are designed to:
Protect your SMSF’s compliance position
Meet lender policy from the outset
Support stable, long-term property ownership
Reduce avoidable refinancing or restructure risk later
This is lending advice built for longevity, not just approval.
Specialist oversight from start to settlement
Every SMSF commercial loan we arrange is actively managed — not passed through a generic process.
We work closely with your accountant, solicitor, and lender to ensure documentation, valuations, cash flow, and structure remain aligned all the way through to settlement.
The result is a smoother transaction, clearer communication, and a lending outcome that holds up over time.